For most people, a mortgage is the biggest financial commitment they will ever make. That’s why it’s so important to make sure you know all of the facts before you begin.
You can help yourself to lower the stress by following a few simple rules:
Get an ‘In Principle’ Letter from your Mortgage Lender first
Securing a mortgage deal before you start looking for a new home is essential. An ‘in principle’ letter is provided by the mortgage lender stating that they are prepared to lend a certain amount subject to approval of the property. This can help speed up the home-buying process, as you know how much you’re likely to be able to borrow. It also makes you a more appealing buyer and will give a seller and their estate agent confidence that you’re serious about the purchase.
Instruct a Good Solicitor
Dale & Co. Solicitors will make every effort to ensure that your transaction is as stress-free as possible. We have helped over 10,000 people move home and can handle every situation. Usually, a house purchase takes 6-8 weeks from when contracts are received. We are dedicated to completing transactions as quickly as possible.
Nothing is too much trouble, from explaining the full meaning of every document you sign to chasing up queries, we deal with your enquiries personally and promptly. We promise that you will be offered practical legal advice that you can understand.
Click here to download your free guide to moving home, or call into our office to pick up a copy.
Last Updated: Wednesday 24th July 2019
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