We specialise in Family Law, Divorce, Property, Conveyancing, Probate, Wills and Powers of Attorney.
We specialise in Family Law, Divorce, Property, Conveyancing, Probate, Wills and Powers of Attorney.
Contact us for conveyancing fees as soon as you decide to sell a property. We will advise you fully to help you anticipate your moving house costs. We can even help you find an estate agent.
Traditionally a house purchase takes 6 weeks, we have completed many in less, others take longer.
Buying a home is often one of the largest purchases you will make so ensure that it is as stress-free as possible.
Buying a house is the largest financial commitment that most people take on so it makes sense to have the best team to support you.
Dale & Co. Solicitors will make every effort to ensure that your transaction is as stress-free as possible for first-rate expertise and security when moving house.
99% of Conveyancing clients who returned our questionnaire in 2014 said that they would recommend us.
Traditionally a house purchase takes 6-8 weeks. We have completed many in less and are dedicated to completing transactions quickly.
Nothing is too much trouble, from explaining the full meaning of every document you sign to chasing up enquires and all those people involved with the transaction.
You will be offered practical advice that you can understand.
Dale & Co. Solicitors deal with your enquiries personally and promptly and have helped over 10,000 people move home and can handle every situation.
If you have a mortgage, you Bank or Building Society may hold your Title Deeds. The Title Deeds are your proof of ownership of the property and your solicitor will need to send a copy to the buyer’s solicitor during the initial stages of the conveyancing process. At Dale & Co Deeds are stored for free.
The buyer pays Stamp Duty; the amount is dependant on the purchase price.
On the completion date, which will be agreed mutually by all parties via your solicitor.
If you are selling your main home you do not usually need to pay Capital Gains Tax. Your solicitor will advise you on this.
The new phase of the "Help to Buy Scheme" started on October 7. This allows the Government to guarantee up to 15% of the loan for first-time buyers - for new or older properties.
The first phase, which started in April, allowed new buyers to borrow up to 20% of the cost of a new-build home interest free for five years. Both are available for properties up to £600,000 and require a five per cent deposit.
In the earlier phase, there was confusion about whether house prices could be negotiated. They can - but the lender must know the final agreed price and there are restrictions on 'incentives'. So it must be clear that the price offered is for the property not fittings or other benefits for the buyers. Seven lenders signed up for the first phase; Halifax, Nationwide, Newbury and Teachers Building Societies, Barclays, Natwest and Santander. Some were offering slightly higher rates than their own mortgages, apart from Nationwide who offered the same as its own 75% mortgage. There were some worries that the scheme would contribute to another increase in house prices.
The Government has set £12 Billion as guarantees for up to £130 billion of mortgage lending. So far, the only lenders to sign up are Royal Bank of Scotland, Lloyds Banking Group and Aldermore.
It is predicted that rates will be between 4.5 and 5% for a two-year fix. Lenders who do sign up will be able to access the guarantees after January. The Daily Telegraph points out that West Bromwich Building Society is currently offering 80% two-year fix mortgages at 2.39%.
Property Solicitor Nicola Welbourn at Dale & Co in Lincoln said that the scheme is attracting buyers in the County and the new phase might allow more people to get onto the property ladder. She also pointed out there are many ways for people to move into a place of their own; with shared ownership, secured loans from family members to name two.
If you want to sell your home as quickly and painlessly as possible you first need to know who is most likely to buy your house. Try tailoring the space to match possible buyers without putting off others; if you think a professional couple might be best suited to your house then ensure there is space for an office desk but ensure the second bedroom is a bedroom.
Traditionally the best time to sell a house is February, March and September. During these months demand often outstrips supply so selling is quicker and prices are at their highest.
Remember people want to imagine themselves living in the house. Remove anything which you do not need on a daily basis and put it in the attic, so ornaments and photos and clutter has to go. In addition if you can move large pieces of furniture into storage then it may be a good idea as spacious rooms are more appealing. Hallways should have no coats, boots or other clutter and bathrooms should not have personal items on display. Ensure the toilet seat is down and don’t forget to iron the bed sheets!
A coat of magnolia paint is an effective way of smartening up a home quickly. New light carpets are also loved by potential buyers, (no big patterns). Other quick fixes which can make all the difference include:-
If you have not got time or simply prefer not to redecorate, ensure your house is clean. Especially kitchens and bathrooms. You may consider using professionals to clean carpets, windows and the oven.
The front garden is the first impression and the back garden is often seen as an extra room. Both should be tidy, with the grass cut and children’s toys hidden away in the garage. Make the garden look like a great space for relaxing or entertaining.
First impressions count. If more people like a property then it is likely to sell faster. Here is a checklist of great little things you can do to make the best possible impression.
Leave this to the agent if possible.
If not, let a family member show viewers round. Do not crowd or clutter!
Your agent will be able to help. Listen to their advice as the highest offer may not be the best offer. Press for as much information regarding the buyers circumstances as possible, the key points are as follows:-
Your estate agent is the middleman between the buyer and you. You should not contact the buyer directly. Ask for the offer to be made in writing and ensure that the agent has all the background information on the buyer’s ability to move quickly. Compromise on both sides is key to securing a deal. Market conditions, how much the buyer loves your property and completion all dictate the amount a buyer is prepared to offer. You need to consider how quickly you need to move, the present market conditions and the size of your moving budget. Carpets and curtains are unlikely to fit your next home so use them as bargaining tools to maintain the asking price while giving the buyer something extra. Once a price has been agreed your solicitor will send a draft Contract to the buyer’s solicitor who will conduct the preliminary searches. You will need to agree on a date for a survey to be done on your property by a surveyor, a date for exchange of contracts and a proposed date for completion.
The exchange of contracts can only occur when the following criteria have been met:-
Once the contracts have been signed by both parties (i.e. the buyer and the seller), a deposit of usually 10% of the purchase price will then be transferred by the buyer’s solicitor to the seller’s solicitor when contracts are exchanged. [A completion date is then agreed between all parties.]
Usually the faster you get to completion the greater your chances of a successful transaction. Many of the factors which determine the speed of the transaction are out of your control, but selecting a good solicitor and estate agent will help, by ensuring the buyer is in a position to purchase your house when they make an offer. On completion the residual monies, usually 90% of the purchase price, will be transferred from the buyer’s solicitor to the seller’s solicitors’ account. Once your solicitor confirms the money has cleared in your account they will inform you to release the keys – congratulations you have sold a house!
An Excellent Service
An Excellent Service
Thank you all very much for your help.
Thank you - and could you thank Mrs. Hunt for being so calm and professional with everything.
thank you and could you thank Mrs. Hunt for being so calm and professional with everything.
Justine made my Will signing with ease and professionalism, I would recommend Dale and Co. to friends , very nice company.
Very happy with everything. Would always consult you again if necessary. Many thanks
An Excellent Service - Recommended
Thank you Felicity and thank you for all your help during
the purchase and sale. You have been very efficient and prompt.
An Excellent Service - Recommended
Very good service; really happy with how easy it was to get the Will written and to how we wanted it. Thank you
First Class Service. Well done.
An Excellent Service
Smooth and efficient throughout
An Excellent Service
Great Service
An Excellent Service
Wonderful fast and friendly service . Thank you.
Very pleased with how things were dealt with !
An Excellent Service
An Excellent Service
First Class Service. Very Good Service and will definitely be recommending you to friends and family. Thank you for all your kind patience.
Excellent Service & with a "Smile"
Great Conveyancing Team. You will not get a better service. You might get as good, but you wont get better. Top Bananas. Thanks
I could not have found a better service and having my little dog Skye being made to feel so welcome too was a real added bonus .Thank you so very much
An Excellent Service
An Excellent Service
An Excellent Service
Thank you for an extremely professional, friendly service. We would not hesitate in recommending you. So efficient.
The home visit to complete the signing of our Wills was arranged promptly for which we are grateful. Thank you
We were very happy with the service we received. Everybody we had dealings with was helpful , courteous and knowledgeable. Thank you.
As ever an efficient and friendly service . I would have no hesitation in recommending Dale and Co. to anyone.
Thank you Justine. For everything.
An Excellent Service
An Excellent Service
An Excellent Service
An Excellent Recommended Service - And a charming lady what's more !
Justine has been excellent - highly recommend her.
An Excellent Service
An Excellent Service
Thank you all very much for your help.
Used Dale and Co twice and will not hesitate in using them again should have the need . I cannot fault their proficiency.
Thank you - and could you thank Mrs. Hunt for being so calm and professional with everything.
thank you and could you thank Mrs. Hunt for being so calm and professional with everything.
Justine made my Will signing with ease and professionalism, I would recommend Dale and Co. to friends , very nice company.
Friendly and efficient help
Very happy with everything. Would always consult you again if necessary. Many thanks
An Excellent Service - Recommended
Thank you Felicity and thank you for all your help during
the purchase and sale. You have been very efficient and prompt.
I thought the service was excellent, friendly, professional. I felt totally at ease throughout the whole process and felt I was in excellent , capable hands
An Excellent Service - Recommended
Very good service; really happy with how easy it was to get the Will written and to how we wanted it. Thank you
First Class Service. Well done.
An Excellent Service
An Excellent Service
Smooth and efficient throughout
An Excellent Service
The care and consideration of all Dale and Co staff is outstanding. ....take a bow !
Great Service
An Excellent Service
Wonderful fast and friendly service . Thank you.
I found that the virtual firm is not necessary as we were updated regularly by yourselves . Thank you!
Very pleased with how things were dealt with !
An Excellent Service
An Excellent Service
Recommended ; Good Service
First Class Service. Very Good Service and will definitely be recommending you to friends and family. Thank you for all your kind patience.
Excellent Service & with a "Smile"
Great Conveyancing Team. You will not get a better service. You might get as good, but you wont get better. Top Bananas. Thanks
An Excellent Service
I could not have found a better service and having my little dog Skye being made to feel so welcome too was a real added bonus .Thank you so very much
An Excellent Service
An Excellent Service
An Excellent Service - Recommended
An Excellent Service
Thank you for an extremely professional, friendly service. We would not hesitate in recommending you. So efficient.
The home visit to complete the signing of our Wills was arranged promptly for which we are grateful. Thank you
An Excellent/ Good Service
We were very happy with the service we received. Everybody we had dealings with was helpful , courteous and knowledgeable. Thank you.
As ever an efficient and friendly service . I would have no hesitation in recommending Dale and Co. to anyone.
Thank you Justine. For everything.
An Average Service
An Excellent Service
An Excellent Service
An Excellent Service
A Good Service
An Excellent Recommended Service - And a charming lady what's more !
Justine has been excellent - highly recommend her.
You need every confidence when you consider any legal process - to buy property, make a Will or Divorce. Call in and see us; meet someone from the team who will support you. Have a fresh coffee and help yourself to our free guides to understand more about our services. We are confident you will like us - we offer a first consultation free.
You will know who is doing your work by name - and they will know you. Our aim is to build trust and loyalty with you.
Contact us and we'll get back to on the next working day.
11 Beaumont Fee Lincoln Lincolnshire LN1 1UH United Kingdom
01522 513 399
Fax 01522 53 05 89
Opening hours.
Monday 9:15am 5:15pmCookies used on this website
Background Information on Cookies
Most websites you visit will use cookies in order to improve your user experience by enabling that website to ‘remember’ you, either for the duration of your visit (using a ‘session cookie’) or for repeat visits (using a ‘persistent cookie’).
Cookies do lots of different jobs, like letting you navigate between pages efficiently, storing your preferences, and generally improving your experience of a website. Cookies make the interaction between you and the website faster and easier. If a website doesn’t use cookies, it will think you are a new visitor every time you move to a new page on the site – for example, when you enter your login details and move to another page it won’t recognise you and it won’t be able to keep you logged in.
Some websites will also use cookies to enable them to target their advertising or marketing messages based for example, on your location and/or browsing habits.
Cookies may be set by the website you are visiting (‘first party cookies’) or they may be set by other websites who run content on the page you are viewing (‘third party cookies’).
What is in a cookie?
A cookie is a simple text file that is stored on your computer or mobile device by a website’s server and only that server will be able to retrieve or read the contents of that cookie. Each cookie is unique to your web browser. It will contain some anonymous information such as a unique identifier and the site name and some digits and numbers. It allows a website to remember things like your preferences or what’s in your shopping basket.
What to do if you don’t want cookies to be set
Some people find the idea of a website storing information on their computer or mobile device a bit intrusive, particularly when this information is stored and used by a third party without them knowing. Although this is generally quite harmless you may not, for example, want to see advertising that has been targeted to your interests. If you prefer, it is possible to block some or all cookies, or even to delete cookies that have already been set; but you need to be aware that you might lose some functions of that website.